Bank of America?

What if Bank of America really becomes THE Bank of America?  I ask that because the US government is continuing to pump money into it.  So at what point does it become a nationalized bank and move from being "Bank of America" to "The Bank of America"?  Does anyone care?  And what about an institution becoming "Too big to fail?".  In my mind, "too big to fail" means that the company is so large and influencial that if it fails there will be devastating effects on the overall economy.  I think in light of the current economic situation we should protect our economy by changing the definition of what a Monopoly is to include the term "Too Big To Fail".  I think that because we should really not be bailing out companies that are "too big to fail".  Instead, we should break them up into smaller companies that, if they fail, will not have a devastating effect on our economy.  Think of it this way.  If a company is too big to fail, then they know there is a safety net and will not act as responsibly because they know the government will bail them out.  If instead, there are many more smaller companies that are not too big to fail, and they know that no bailout is coming (like most small businesses), then they will act more responsibly because they have to be self reliant.  And if they fail we, the US taxpayer, don't have to bail them out because it won't torpedo the economy.  So instead of pumping money into AIG, Bank of America, and others, we should be breaking them up.  I think long term that will be better for the economy than saddling them with so many regulations that they cannot innovate.